SpendingBehavior as an Impact of Lifestyle and Financial Literation in the Intensity of use of Mobile Payment Services

Kamil, Islamiah and ISTIANINGSIH, ISTIANINGSIH (2020) SpendingBehavior as an Impact of Lifestyle and Financial Literation in the Intensity of use of Mobile Payment Services. TEST ENGINEERING & MANAGEMENT. (Unpublished)

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Abstract

This study aims to examine the influence of Lifestyle and Financial Literacy on the intensity of the use of Mobile Payment Services and their impact on Spending Behavior. This study uses a sample of 200 respondents who are mobile payment service users in the Jakarta, Bogor, Depok, Tangerang and Bekasi (Jabodetabek) regions. This study uses primary data with a questionnaire. The analytical method used to test hypotheses is path analysis. The results showed that the direct influence of Lifestyle and Financial Literacy on Spending Behavior showed significant results. However, the indirect effect for each independent variable is different. Lifestyle shows there is an indirect effect through the Intensity of the Use of Mobile Payment Services while for Financial Literacy there is no indirect effect through the Intensity of the Use of Mobile Payment Services. Keywords:Lifestyle, Financial Literacy, Use, Mobile Payment Services.

Item Type: Other
Subjects: Ilmu Sosial > Ekonomi > Akuntansi
Ilmu Sosial > Ekonomi
Divisions: Fakultas Ekonomi dan Bisnis > Akuntansi
KODE PRODI: KODEPRODI62201#Akuntansi
Creators:
CreatorsNIM/NIDN
Kamil, Islamiah0325087602
ISTIANINGSIH, ISTIANINGSIHNIDN0318107101
Depositing User: Dr Istianingsih Sastrodiarjo
Date Deposited: 18 Dec 2020 08:23
Last Modified: 18 Dec 2020 08:23
URI: http://repository.ubharajaya.ac.id/id/eprint/6034

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