Universitas Bhayangkara Jakarta Raya

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Fauzi, Dr Achmad (2018) PERAN ANALIS KREDIT TERHADAP NPL PADA PT X. JMBI ( Universitas Samratulangi ), Universitas Samratulangi , Manado.

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Peran Analisis ( Dr. Fauzi ).pdf

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Abstract

Abstrack : PT. x Indonesia is a company engaged in service. In carrying out its service, PT. X providing credit service to its customers. Data collection methods in the preparation of the final task is the method of observation, interviews, and research literature with analytical methods of qualitative analysis of data analysis methods without using statistical analysis. Credit disbursement activities one of them is using credit analysis, which plays an important role in minimizing any possibilities that cause credit to be problematic. From 2014 to 2016 the NPL has decreased significantly, in the process of submitting PT. X using 5C method (Character, Capacity, Capital, Collateral, Condition), this method is done to minimize NPL risk. Analyze credit in handling the risk of NPL incidence, PT. X also take steps by always checking the progress of customers viewed from the payment every month. Because, the initial assessment of analyzing a credit is the current or not of the customer in performing the payment installment which is the responsibility of a customer.

Item Type: Other
Subjects: Manajemen > Manajemen Perbankan
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: Achmad Fauzi
Date Deposited: 02 Mar 2021 01:36
Last Modified: 02 Mar 2021 01:36
URI: http://repository.ubharajaya.ac.id/id/eprint/7593

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