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zen, agustiian Berkas BKD. fakultas ekonomi dan bisnis. (Unpublished)
Wahyu Putra, Christophorus Indra and Yuniati, Triana and Rianto, Muhammad Richo, MRR and Kurniawan, Dody and zen, agustiian Similarity Paper Determinant factor of sharia credit card user in north of Bekasi City. Mandiri. (Unpublished)